Empowering Malaysian Families:
Virtue Trustee Berhad Advances Shariah-Compliant Trust Solutions Aligned with MADANI

🌸Kuala Lumpur, 9 December 2025 — As Malaysia continues to achieve strong economic growth and rising wealth accumulation among individuals, families, and entrepreneurs, the need for responsible, secure, and well-structured wealth governance has never been more important. Virtue Trustee Berhad (VTB) officially launched today, introducing a comprehensive suite of trustee, Islamic trust, and legacy-planning solutions designed to offer professional, secure, and transparent wealth protection for all Malaysians, fully aligning with the national MADANI framework’s core values.

VTB provides a comprehensive suite of trustee, Islamic, and fiduciary services to support both individual and corporate clients, covering estate administration, family trusts, Hibah (Islamic Lifetime Gift) trusts, and Corporate Trusteeship.
These services ensure that assets are managed responsibly, preserved across generations, and distributed in accordance with the owner’s wishes.

💥Trusts: A Tool for Every Malaysian Family
VTB Chairman, Datuk Dr Hj. Mazlan bin Hj. Ahmad, who brings over two decades of leadership experience in the financial sector and serves on the Malaysian Anti-Corruption Commission’s (MACC) Operations Review Panel, highlighted one of the most common misconceptions about trust services.

“Many people assume trusts are only for the super-rich. In reality, a trust is simply a legal structure that separates ownership from control, managed professionally. A Family Trust is an accessible wealth management tool for the general public, which can be initiated with fully-owned assets starting from tens of thousands of Ringgit,” he stated.

He outlined the three core functions of a trust: protecting your wealth from external threats, facilitating inter-generational wealth transfer, and ensuring the uncontested execution of the owner’s wishes. These embody MADANI’s core values: “Kemampanan” (sustainability) and “Keyakinan” (trust).

“For Malaysian families, a Family Trust is more than a structure; it’s a practical promise of security and continuity. It safeguards the family home or business from life’s unforeseen events, ensures that hard-earned wealth is used for education and positive milestones, and provides a confidential way to pass on values alongside assets,” he mentioned.

💥Strengthens Wealth Protection with Integrated Shariah-Compliant Trust Solutions
A core pillar of VTB’s launch is its dedication to meeting the diverse needs of Malaysians by delivering comprehensive Shariah-compliant wealth management solutions.

These offerings are designed not only to align with Islamic principles, but also to provide families with structured, responsible and values-based approaches to wealth protection.

VTB Chief Executive Officer Ahmad Durani Razad Khan mentioned: “For individuals who prefer Shariah-compliant arrangements, we provide Islamic private trusts based on Hibah and Wasiat principles.

Through our Islamic Insurance and Takaful-Linked trust structures, we help ensure that payouts are managed wisely and responsibly, especially when young children, elderly parents, or dependents are involved.”

Among VTB’s key offerings is the Hibah Trust, an Islamic lifetime gift mechanism that allows individuals to distribute their wealth during their lifetime in accordance with their faith.

This structure ensures that assets remain protected, professionally managed and distributed clearly without dispute. In addition, VTB offers Takaful Trusts, which integrate the benefits of Islamic insurance with the safeguards of a trust, ensuring that proceeds are preserved toward the long-term welfare of beneficiaries as intended.

These services are designed to provide comprehensive security that respects clients’ values. As Datuk Dr. Hj. Mazlan noted, “They fundamentally reflect the MADANI value of ‘Hormat’ (Respect) by honouring our clients’ faith and personal wishes in the planning process.

By doing so, they also embody ‘Ihsan’ (Compassion) by protecting families with care, and ‘Kemampanan’ by ensuring a responsible and lasting legacy.”

Ahmad Durani emphasized the company’s broader goal of addressing a longstanding gap in financial literacy and structured wealth management among Malaysians, including SMEs, professionals, and first-generation entrepreneurs.

“Many families still lack access to reliable information on protecting wealth or planning for succession. Our role is to guide them with the right structures to reduce vulnerability, prevent disputes, and promote long-term financial security,” said Ahmad Durani.

💥A Strengthened Ecosystem through Strategic Collaboration
During the launch event, VTB formalized strategic partnerships at the launch with Masryef Advisory Sdn Bhd, Capital Investment Bank (Labuan) Ltd, VCorp Holdings Sdn Bhd, Prestige Elite Sdn Bhd, and Bayfront Law LLC (Singapore).

These collaborations mark the beginning of a broader integrated trust ecosystem designed to enhance service quality, expertise, and regulatory compliance.

“By partnering with top-tier advisory firms, investment banks, and legal specialists, we are building a robust ecosystem that ensures clients receive end-to-end, seamless support,” added Ahmad Durani.

As Malaysia moves towards a more resilient and inclusive economy, VTB positions itself as a guardian of responsible wealth governance by supporting families and businesses in building sustainable and well-structured legacies.

🌸About Virtue Trustee Berhad
Virtue Trustee Berhad (VTB) offers a comprehensive suite of trustee, fiduciary, and estate-planning solutions designed to protect, manage, and transfer wealth with professionalism and integrity. Our trust and fiduciary services are structured under three main categories, serving both individual and institutional/corporate clients.

💥Products and Services include:
1. Estate Administration & Planning:
* Will & Wasiat Writing
* Custody & Safekeeping of Wills
* Estate Administration
* Family Legacy Planning

2. Individual Trust Services:
* Private Trust/Family Trust
* Hibah Trust (Islamic Lifetime Gift)
* Insurance & Takaful Trusts
* Family Office Setup
* Wealth & Succession Planning

3. Corporate Trusteeship:
* Trustee for Interest Schemes
* Escrow & Custodian Services
* Corporate Trustee Roles
* Custody & Settlement Services